AI Kredit Loan App Review: Real or Fake

In today’s fast-paced world, where money problems can happen at any time, it’s important to be able to get loans quickly and reliably. AI Kredit Loan App is one of these apps. Its goal is to help people who need unexpected loans. In this piece, we’ll learn more about the AI Kredit Loan App, give a full review, and answer common questions about whether or not it’s safe and legal.

AI Kredit Loan App Overview

The AI Kredit Loan App is an easy-to-use tool for getting quick loans in times of financial trouble. It has gotten a lot of attention from users because it has 4.3 out of 5 stars in the Play Store. But before using this app, it’s best to look into other choices, like getting help from a bank or friends, because the interest rates on app loans can be pretty high.

How to Use the Loan App AI Kredit

To get a loan from AI Kredit Loan App, you will need to show your Aadhaar card and PAN card, among other things. Also, if you want a new loan through the app, you can’t have a loan from the platform that is still open.

Depending on your credit score, the amount of money you can borrow goes from Rs 5,000 to Rs 180,000. The time it takes to pay back a loan ranges from 91 to 320 days. The app can be used by people over the age of 18, and the yearly interest rate is between 10% and 24%.

AI Kredit Loan App Pros and Cons


  • The loan application method is quick and easy
  • The interface is easy to use
  • Loans can be approved even if your credit score is low.
  • More than a million people have downloaded it from Playstore.


  • High rates of interest
  • Tough rules for who can join
  • If not used wisely, it’s possible to get stuck in a debt trap.

Review of the AI Kredit Loan App: Real or Fake?

One of the biggest worries of people who want to borrow money is whether or not the AI Kredit Loan App is real. Even though there might be some bad reviews online, it’s important to remember that different people have different experiences. Since the app does offer loans, it is a real tool. But it’s important to be careful about the high-interest rates that come with these loans, especially if you have other options.

AI Kredit Loan App – RBI Approval

The Reserve Bank of India (RBI) gave AI Kredit Loan App an NBFC (Non-Banking Financial Company) licence so that it could do business. This approval gives the app more authority and makes sure that it follows certain financial rules.

Is it safe to use AI Kredit?

It is safe to use the AI Kredit Loan App as long as you read and understand the terms and conditions carefully. Make sure you only borrow what you really need and have a plan for how to pay it back. If you don’t pay back the loan on time, you may have to pay extra fees and it could hurt your credit score.


In the end, the AI Kredit Loan App is a quick and easy way for people to get money when they need it quickly. But people who want to borrow money should be careful and think about the high-interest rates that come with these loans. To avoid getting into a debt trap, you need to look into other options and keep borrowing in a responsible way.

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